Friday, April 6, 2012

23-year-old with $315K bar bill held in trading probe

By Ian Johnston

A 23-year-old financier who?garnered headlines after reportedly running up a bar bill of more than $315,000 last month has been arrested?over suspected unauthorized trading.

Alex Hope's spending during a night out in Liverpool, England, included a near-8 gallon bottle of Armand de Brignac Champagne known as the Ace of Spades that had to be carried to his table by two people. It alone was worth nearly $200,000, "the drinks business" website reported. It said this was a world-record bar bill at a nightclub,?beating the previous record of $270,000 by U.S gambler Don Johnson in London last year.?


"After just three years in finance, Hope is well known in the industry as a high flyer, and has been tipped by many to become one of the biggest traders in London," the website said last month.

However, the U.K.'s Financial Services Authority posted a statement on its website on Tuesday saying police had carried out a search of an address in East London "into a suspected unauthorized foreign exchange trading scheme."

"A 23-year-old man was arrested on suspicion of committing offenses" under financial and fraud regulations, the FSA said, adding that the man had not been charged "at this stage."

'I can't talk'
A FSA spokesman declined to comment on his identity when contacted by msnbc.com Thursday, but newspapers reportedly widely that it was Hope.

"I can't talk. I've got no comment whatsoever, to be honest with you ... I don't want to comment on anything,? Hope told The Guardian.

He has been more talkative in the past.

Hope set up a "showreel" on YouTube, in which he said, "you don?t see a lot of people my age in the City [of London] doing what I do and I feel I've got lots of good opinions of the markets as well which you don't hear from people my age."

Hope also promoted himself on his blog, alexhopefx, and on Facebook.

"Alex knows and loves the FX [foreign exchange] market. Throughout his youth, his passions were football and?currencies! ?At the age of 11, Alex had a deep-rooted interest in the different currencies and relished trips across Europe where he could explore this interest first hand," he wrote on the blog, according to the Daily Mail.

"Opening his first account with just ?500, in one day he'd doubled his money and turned the ?500 into ?1,100 by trading gold. A talented, charismatic and thoroughly likeable man, Alex Hope exudes knowledge and you can't help but respect and admire this self-taught and self-made young trader. Watch out trading markets, Alex Hope is kicking up a storm!"

More from msnbc.com and NBC News:

Follow us on Twitter: @msnbc_world

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Thursday, April 5, 2012

Voice Skills In Business - Career Advice | Career Coach | Career ...

Today I?d like to welcome Frances Crum. Frances has been a voice-work practitioner since 1992.? Extensively trained in Australia, as? a voice tutor, actor, director, writer and teacher, she has worked in schools as a Drama and English teacher; in adult and FE as an Oral Communications teacher creating and delivering courses; as a writer, and as a freelance vocal coach for individuals and theatre groups both in Australia and in England. Her advice is equally applicable to career change / career interview situations, in terms of how we present ourselves.?

The Lazy person?s guide to?well everything really, but in this instance your voice and business.

Why a lazy person?s guide?? Because given a chance most people are intrinsically lazy.

We slouch?
We leave things hanging around half done?
We avoid conflict and confrontation like the plague?
And scuff our feet when we walk?
We don?t use spell checkers when we write emails ?
And we rarely edit ourselves when we are writing on the computer?
We couldn?t be bothered giving the TV our full attention or the computer game either ?
And we either allow other people to do our research or we use the internet instead of reading a book?
We couldn?t be bothered reading ?In the forest of Rhetoric ? because it is too old or convoluted and no one reads things like Sun Tzu?s The Art of War anymore in case they need to think about it and form arguments for and against ?

And we mumble and slur our words ?

And we hope that others will listen even when we won?t ?

And we hope that we will be taken seriously?

Sound like a grouchy old fogey don?t I?? Perhaps I am, but I too have difficulty not being lazy (hence the ?we?) ? despair not there is a solution and it is a very, very simple one. It is not about developing a penchant for manic activity ? something again which I have been known to do as the twelfth hour looms closer.? Nor is it about time management and having alarms going off every so often to let you know that you are over time.? Nor is it about ?getting your act together?, or ?growing up? or any of those other words and phrases that everyone love to bandy around?

So what is it about?? And what has it got to do with the way we approach people in business?

It is about listening.? Yes but everyone keeps talking at me ? right? and telling me what to do and how to do it and? and? and? information overload and the next thing you have is the mad monk from Dirk Gently?s Holistic Detective Agency (the Douglas Adams book ? not the BBC TV series).? When I say listen I don?t just mean pretending to listen I mean really listening to yourself and understanding what you are telling yourself by the way you do things.

A lot of the above behaviours are habits ? admittedly bad ones which are culturally attributed to laziness. ?Because they are behaviours they can be modified and then changed over time replaced by more efficient and effective ways of doing things.? Many of these behaviours are born from rebellion ? the ?I don?t want to hear that?, or ?I don?t want to be told what to do? mentality.? Others are born from observing other people and emulating them either in the negative or the positive example and either succeeding with mixed results, or failing and then withdrawing.? I don?t include watching TV as a lazy behaviour because if you watch properly and allow your heart to listen you are taken on an emotional journey which will change part of you ? the way you think, feel or do something.

How do I listen to myself?

Step one ? tune in and ask yourself why you do that?? If the answer is ?Because it comes naturally? ? rethink.? Nothing comes ?naturally? ? except a few body functions including laughing, smiling, and crying. Everything we do is learned.? We learn how to behave, how to cope, what to do in emergencies etc.?

Step two ? when did you learn to do it that way? Asking ?when? opens up the situation and contextualises it without assigning blame ? very useful in arguments whether with yourself or others.

Step three ? Is it still appropriate either in your professional or personal life?

Step four ? Why haven?t I let it go?

Step five ? Is there a better way that will work for me instead of against me?? This includes your emotional and physical health as well as work health. Can I find a better way to do ?xyz? without so much wasted energy?

You may wonder what has that to do with business and ?my? voice?? It has everything to do with both.? The way we conduct business is based upon our training, experience, observation and our ability to distil all of this into a plan of action.? It requires us to seek and take advice at different points along the way as we need it rather than overworking and trying to do it all at once ? which can only be called inefficient ? in short it is about being Smart-lazy not just about being lazy and it is about not overworking.

Don?t forget an action plan is a lazy person?s guide to what they have to do which has been ordered in such a way as to ensure the most efficient use of time and energy to get the task done.

What is Smart-lazy in using our voices and our bodies for personal presentation at work?

Smart-lazy, when speaking and creating a good impression, is about being efficient and effective with our presence, personal appearance and voice.? No you don?t have to go around looking like a 1950?s overdone mannequin with ?not a hair out of place? looking like you are trying to sell hair products.? Neat, clean and fresh does count that is well groomed ? well that does mean for apparel ? check out what the norm (well ? maybe the upper end) is within the business/ community and adhere to it but tweak it to suit your personality and finances.? Your deportment/ posture ? should be upright not straight and try walking from your hips ? allowing your knees to rise not only avoids a trip to the boot-maker to have soles replaced it will also help guard against back ache and other problems ? it also makes it easier to walk ? you will walk lighter with less strain and walking with ease is Smart-lazy. Looking ?good? and being upright but flexible makes you feel good about yourself and that is something that catches the eye and affects your voice.

But you mentioned presence ? Yes some people appear to be born with presence and charisma but again it can be learned. See above about grooming and deportment. Next time you see someone try smiling ? slowly taking in their presence and letting the smile come up to your eyes ? allow the smile not a grin be warm and just for them ? then watch the difference that it makes to the way they respond to you.? Do something nice in a nonchalant way. Don?t make a fuss ? just be generous with your time and kindness and see the difference next time you meet. It is also about ? now here?s the theory that Bordeau called ?symbolic gift exchange?.? You go to someone?s party and you take them a present so they will come to yours and bring a present.? Good etiquette? Yes.? But it is also about good business and what you do and the way that you do it.? It is about being grounded, centred and allowing your energy to flow.? It is about being aware of others within the space and it is about knowing when to radiate and receive ? two very Chekhovian terms from acting. People hear largess when you speak.? They also hear concern, pride, shame, anger, love and caring.? Even if they can?t quite identify the emotion they can hear it, not to mention see it.

Now voice ? that what you are going to say is natural to you.? Your capacity to speak is natural.? It?s an a priori function of the body unless something has prevented it occurring, but the way we use our voices is purely learned.? We learn it from those around us: school, teachers, neighbourhoods, districts, our siblings, parents, friends, TV, our idols and heroes, and anyone else we hear.? We hear someone? we like or we don?t like their sound.? We hear someone and they sound either friendly or not.? We hear someone and they sound authentic and trustworthy or not.? I am not talking about the bias that goes along with dialect or accent here ? I am talking about the way voice is connected or disconnected to our emotions, our minds and our bodies.? The way it holds stress from pressures at work and the way we use our bodies and the way we hold ourselves.? An Argentinean adult student of mine gave it a name which nicely translates to ?the posture of the voice?.? As with all other postures is it upright and rigid/ inflexible and forced because maybe to be otherwise could be construed as lazy?? Or is it mumbled because of fear of rejection? Or is it fluid, dynamic and adaptable with a strong centre, easy to listen ? in other words Smart-Lazy.? People respond to voice on a subconscious level ? it is what is known as the metalinguistic element of speech. Actors use the metalinguistic element to create subtext and others use it to detect lies, falsehoods and evasions as well as answer the traditional range of ?do they like/dislike me? queries.? The metalinguistic elements can reinforce the message or work against it.? It can create a sense of warmth and charisma or coldness and disapproval.? You can learn to play with the metalinguistic elements of speech to make them work for you especially when under pressure.

Where does voice-work fit in to all of this? ?Voice-work deals with the metalinguistic elements of speech, not just enunciation, and it is about being Smart-lazy in the way you say things. It is about listening to your voice and your body so that you are not struggling with your voice when creating utterances.? It is about creating a clear unobstructed way of engaging the breath, voice, thought, and body holistically to express your self without fighting against yourself and causing physiological problems.? It is holistic because the voice is an integration of all aspects of our selves ? past, present and future, our experiences, hopes, dreams, longings, wants, needs.
Our voices are a gift from our authentic selves to the people who are listening as long as we are being Smart-lazy. But if we are constricted and overly proper which is usually about overworking part of the body it will be to the physical detriment of our voices and the truthfulness of the message.
Voice-work is about relaxing and breathing into a voice that is most suitable for your body without all the added socio-cultural baggage or the old judgmental notions of ?proper? and ?lazy?. It is about removing the blocks to using your voice holistically, fluidly, dynamically, efficiently and effectively.? Most of all the quality of the voice reflects the quality of the breath ? the ease of the breath and the use of the out-breath rather than its quantity ? the Smart-lazy breath is a gentle breath to the back of the lower ribs rather than high in the chest.

Developing a Smart-lazy approach is a matter of habit and as with all habits, it takes time to change from a bad one to a good one; and it takes time to change to the Smart-lazy way of being efficient and effective.? Oops almost forgot ? it requires an action plan too!

Information about 401K to IRA

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WWW.ARTIKELSCHRIJVEN.NET ? Fitness ? Aerobic Instruction

Health generally includes both aerobic and anaerobic aspects. In accordance with the priorities of the sportsman, one or the other in the two aspects is going to be emphasised, however the 2nd one wont be neglected. The purpose of carrying out physical fitness workout routines is, preferably, to make a total athlete, in a position to face different bodily and mental demands.

The object of aerobic physical fitness is the so-called cardio training, a term which refers towards the cardio-vascular system plus the heart muscle mass (myocardium). We will speak about trainings which do not make oxygen duty and which are usually referred to as trainings of aerobic effort. Extra specifically, they make reference to efforts which take a lengthy time (more than 12 minutes) ? typically they just take between 20 and 60 minutes and so they decide acceleration of cardiac frequency and lung air flow. Effectiveness in training calls for a frequency in between 60-80% of the maximum cardiac frequency (determined according to the method 720-age ? in years).

The standard workouts of aerobic conditioning arrive from traditional resistance sports activities (lengthy length running, cycling, swimming, rapid strolling, and so on.) and from various aerobic training plans (aerobic gymnastics, step-aerobic, tae-bo, dance, and so on.).

Aerobic health and fitness makes use of distinct cardio devices: treadmill, classic or elliptical coach, stepper,and so on. Dosing the aerobic work is dependent upon the somatic type and also the actual goals of each sportsman.

Usually, the ectomorphic and mezomorphic sorts, which dont accumulate significant quantities of subcutaneous adipose tissue, will must follow for a rather brief time (20-30 minutes for each coaching in two or three trainings per week, in non-consecutive days). This time is needed for noticing an powerful cardiac stimulation, with out the threat of losing muscular mass.

For the endomorphic somatic sort, benefiting of lots of adipose tissue, aerobic training ought to last 45-60 minutes and demands to take location 4-6 instances a week.

Even when trainings are prolonged (time, miles) and they may be far more regular, their intensity, which can be offered by the cardiac rhythm for every training, need to stay large, so lastly the body uses up as several calories as possible. It can be well-known that only soon after 20-30 minutes the body starts to mobilize the fat deposits. Ahead of this, in the starting in the instruction, the energetic assistance in the aerobic work is ensured by the muscular and hepatic glycogen, the identical as in anaerobic attempts, that are supported solely through the glycogen in the muscles as well as the liver.

This is one of the most important factors for recommending, in plans developed for shedding weight, aerobic workout routines ? they are the largest and quickest fat burners. Needless to say, the other big benefits of these workouts seem at the cardiovascular, pulmonary, mental along with other amounts.

A true euphoria is noticed in the mental degree through aerobic training. This can be motivated by the large quantity of endorphins developed inside the body by this type of effort. Endorphins, also named hormones of pleasure, are not created in such a big amount for the duration of anaerobic effort. Anaerobic training establishes a significant launch of catecholamine (adrenaline, noradrenalin), which are regarded pressure hormones.

An obstacle of aerobic health and fitness is, to start with, non-developing a robust and fortified musculature, as a result of the lowered muscle attempts. We can also observe (and have to resist) the monotony from the training, which is extended and repetitive.

Nevertheless, generally talking, the advantages of aerobic health and fitness are remarkable and irreplaceable.

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Wednesday, April 4, 2012

Mansion tax: Taxing property does not always work

The justification for taxing property rather than people is that buildings don?t move: the taxman always knows where they are. Well, before Britain resurrects plans for a mansion tax it ought to look at Ireland?s latest levy on property. Half the country is refusing to pay.

The immobility of real estate has made property a tempting base to tax. Ships and gambling can be moved offshore, but not bricks and mortar. If people don?t pay, the state can claim the assets. That?s why the UK chancellor has put a 7 per cent tax on property purchases above ?2m and is planning an annual levy on homes whose ownership (rather than the asset) has been moved abroad.

The main mistake of the UK?s poll tax in the 1980s was to tax people rather than apply town-hall rates to their property. As people consume the councils? services, a tax based on the number of residents rather than the value of the home made sense: but for ease of collection a tax on heads was disastrous. People move, houses don?t. Homeowners don?t risk their main asset for the sake of a levy of less than 1% of its value: transient people see the same charge of say, ?500 or ?1000, as sufficiently draconian to justify refusal to pay.

So Ireland might have thought it was on safe ground in introducing a tax of 100 euros on each of the country?s 1.6m households - a token interim measure until it introduces a value-based property tax. Except that half the households have refused to pay. The 31 March deadline passed with 800,000 challenging the government to fine them rather than pay voluntarily.

The nation that devised the original boycott - when the Irish Land League rebelled against the English Captain Boycott?s demands from tenants in 1880 - has chosen to boycott this latest property tax.

It may simply be that the Irish are taxed-out. The country is back in recession and, to meet the IMF?s rescue conditions, the government has already imposed 24bn euro of tax rises and spending cuts on the island?s small population and is planning another 9bn euro.

Perhaps the British will still pay up when asked to pay more on their property. But the UK chancellor should bear in mind that many of the people buying ?2m-plus homes through offshore vehicles are offshore themselves. They too may decide to boycott the UK government?s raid on their property.

By posting on this blog you are agreeing to abide by our website comment policy and all posts are subject to the approval of the website editor. We will remove posts that contain offensive or threatening language, personal attacks on the writer or other posters, posts that are off topic and posts that are considered spam or specifically used to promote any commercial products or services. Any poster who repeatedly contravenes the policy will be banned from posting on the website.

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Health care law expands support for children and families

FOR IMMEDIATE RELEASE
April 3, 2012

Contact: HHS Press Office
(202) 690-6343

Health care law expands support for children and families

To improve the health and development of children, 10 states received grants to provide early childhood supports and home visits to families who volunteer to receive these services, Health and Human Services (HHS) Secretary Kathleen Sebelius announced today.

These awards are part of the Maternal, Infant, and Early Childhood Home Visiting Program (MIECHV) created by the Affordable Care Act. The nearly $72 million in funding announced today will allow states to expand or establish their home visiting program.

?Home visits from an experienced counselor can help provide skills and links to important services and early childhood education,? said Secretary Sebelius.

Today?s awards include states that have demonstrated a commitment to operating successful early childhood systems for pregnant women, parents, caregivers and children from birth-to-eight years of age. ?The awards also include states that are developing new home visiting programs, using proven strategies, to support families and improve health and developmental outcomes.

?These investments will give states a significant boost in their efforts to keep children safe and healthy,? said Mary K. Wakefield, Ph.D., R.N., administrator of the Health Resources and Services Administration (HRSA).?

HHS? Administration for Children and Families (ACF) collaborates with HRSA on the implementation of the home visiting program.? The two agencies provide states guidance and assistance in early learning and development, the prevention and identification of child maltreatment, the improvement of maternal and child health outcomes, and family engagement.

?Helping children and families succeed involves many approaches and voluntary home visits play a key role in strengthening families and putting children on solid footing,? said George Sheldon, the ACF acting assistant secretary.

Awardees include:???

OrganizationCityState

Award

Colorado Department of Public Health and EnvironmentDenver

Colo.

$3,717,761.00

State of Connecticut Department of Public HealthHartford

Conn.

$8,677,222.00

Iowa Department of Public HealthDes Moines

Iowa

$6,600,000.00

Kentucky Cabinet for Health and Family Services, Department for Public HealthFrankfort

Ky.

$6,971,342.00

Minnesota Department of HealthSt. Paul

Minn.

$8,000,000.00

New Jersey Department of Health and Senior ServicesTrenton

N.J.

$9,430,000.00

Commonwealth of PennsylvaniaHarrisburg

Pa.

$9,027,586.00

Tennessee Department of HealthNashville

Tenn.

$6,571,353.00

Commonwealth of Virginia Department of HealthRichmond

Va.

$6,295,506.00

Washington State Department of Early LearningOlympia

Wash.

$6,609,476.00

TOTAL?

?

$71,900,246.00

The MIECHV program is one part of the Obama administration?s strong commitment to improve health outcomes for America?s children and families.

For more information on HRSA?s MIECHV program, please visit mchb.hrsa.gov/programs/homevisiting/.? To learn more about the Affordable Care Act, visit www.HealthCare.gov.

The Health Resources and Services Administration (HRSA), part of the U.S. Department of Health and Human Services, is the primary Federal agency for improving access to health care services for people who are uninsured, isolated, or medically vulnerable. For more information about HRSA and its programs, visit www.hrsa.gov.


###



Note: All HHS press releases, fact sheets and other press materials are available at http://www.hhs.gov/news.

Last revised: April 3, 2012

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