Tax season is here and Horizons Consumer Credit Counseling Service wants to share a few tips for making the most of return dollars.
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1.? Put returns in savings or other investments, such as an IRA.
2.? Pay off debt ? especially high interest credit card debt.
3.? Spend extra dollars on improving an asset ? get your roof fixed, new siding or carpet, etc.
4.? Make a list of what you want to spend the money on, then a list of what you need to spend it on.? Then prioritize both lists ? and do a little of both (just remember the needs trump the wants).
5.? Change your withholding so you get more money in your paycheck ? you won?t get as large of a refund next year, you will have use of it during the year instead.? BUT, if you have trouble saving money, getting it back at the end of the year can be a way to do that ? just remember to follow the guidelines above.
?Horizons Consumer Credit Counseling Services is here to help lift the heavy burden of financial hardship,? says program director, Scott Shook.? ?For those feeling the weight with no end in sight, we encourage you to call us at 319-398-3576.? Our credit counselors welcome the opportunity to help guide you through the fog of curable debt.?
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